Private Student Loan Consolidation From NextStudent

Now you can consolidate your eligible private education loans with the new NextStudent Private Consolidation Loan. Our Private Consolidation Loan allows you to consolidate the private student loans you can’t include in a Federal Consolidation Loan.

Refinance at today’s low rates

Consolidation isn’t just for federal student loan borrowers anymore. At NextStudent, you can consolidate all your eligible private student loans into one easy-to-pay loan at first-year introductory rates.

Take longer. Pay less. Start now.

We’ll give you up to 30 years to repay your NextStudent Private Student Consolidation Loan. That means dramatically lower payments for you.

What are you waiting for? Apply online today

Take advantage of exclusive NextStudent benefits.

• Low introductory rates
• One lower monthly payment
• No prepayment penalties
• No collateral required
• Fast, simple application that lets you get started today
  

Student Loan Consolidation

Attention, federal student loan borrowers! Right now, NextStudent can help you substantially lower your monthly student loan payments and put loads of extra cash in your pocket with the Federal Student Loan Consolidation Program.» Learn more.

• Lock in low monthly payments with a fixed interest rate
• Bundle all your federal student loans into one easy-to-manage loan with one monthly payment
• No application fees, origination fees or prepayment penalties
• Easy, online application with Electronic Signature

Private Student Loans

Please note that although NextStudent is not currently accepting any new applications for student loans, you may be able to apply for a student loan from Simple Tuition Loans, one of our trusted partners. Click the button below to be taken directly to the Simple Tuition Loans prequalification form. (By clicking this button, you are leaving the NextStudent.com website.)*

Canadian Student Loan Program

For Canadian students studying or planning to study in the USA, we offer the Canadian Student Loan. Students applying for the Canadian Student Loan will require a US citizen or permanent resident co-signer.

Formerly, we offered the CanHelp loan, which was available with a Canadian co-signer; however, as of April 18, 2008 the CanHelp loan has been discontinued and is no longer available. Instead of the CanHelp, Canadian students can now apply for a Canadian Student Loan for study in the USA.

Canadian students can apply to borrow up to the total cost of attendence for their school, less other aid received. Canadian students are required to have a US Citizen or permanent resident as a co-signer to apply for this loan.

These loans also offer:

• Flexible repayment terms
• Loans are accepted at thousands of approved schools
• Competitive interest rates
• No application fees

Learn more about the Canadian Student Loan Program:

http://www.internationalstudentloan.com/canadian_student/

Student Loans for US Students Abroad

Stafford Loans, Study Abroad Loans, and Foreign Enrolled Loans

Over 200,000 US Citizens study abroad each year, and this number is set to increase dramatically over the coming years. Funding for such programs is hard to come by, however International Student Loan can now provide you with loans specifically designed for those who are studying abroad, are foreign enrolled in a school abroad or Stafford Loans. As always, US citizens should maximize their borrowing under Stafford and other federally subsidized loans before resorting to private loans.

Please learn more about your various loan options:

Study Abroad Loans

More information | Apply Online
The Study Abroad Loan Program is available to US citizens and permanent residents who are still enrolled at their school in the USA, but are traveling for a semester or two on a study abroad program at a college or university in another country.

Foreign Enrolled Loans
More information | Apply Online

The Foreign Enrolled Loan Program is available for US citizens or permanent residents who are pursuing a degree or certificate program outside the USA at an approved college or university. The program can provide funding for the full time you are enrolled abroad.

Stafford Loans

More information | Apply Online

Stafford loans are available to US citizens and certain eligible non-citizens (mainly permanent residents) studying abroad while enrolled at a US school or directly enrolled at an approved foreign school. We partner with StaffordLoan.com for these loans.

http://www.internationalstudentloan.com/us_citizens/

International Student Loans

As the number of international students studying in the USA continues to increase, the need for international financial aid is constantly growing. To address this need, we provide access to loans for non-US Citizens from anywhere in the world who are planning to study at approved schools throughout the USA. We have been a leader in providing loans for international students since 1998, and thousands of international students have applied for loans through our programs. Due to the credit crunch, the availability of loans for international students has been severely impacted. However, there are still loans available - submit your information through the Apply Now button and we will match you with a loan for which you may be eligible to apply.

Typically students can borrow up to their school's cost of attedance. International students are required to have a US Citizen or permanent resident as a co-signer to apply for this loan.

International student loans typically also offer:

• No collateral required
• Flexible repayment terms
• Online application
• and much more.....

Learn more about our International Student Loan Programs:

http://www.internationalstudentloan.com/international_student/

StudentFirst Private Student Loans

Whether you are an undergraduate or graduate student, StudentFirst’s alternative education loans can cover up to 100% of your cost of education. We have loans tailored specifically for undergraduate and graduate students.

The advantages of a StudentFirst private loan include competitive interest rates, No payments while enrolled at least half-time and borrowers can apply for funds to cover eligible expenses from 8 months in arrears. If they are currently enrolled or graduated in the past semester, students can borrow for previous trimesters, semesters, or quarters up to eight months preceding the application date.

If there are any origination fees, they are automatically rolled into the total amount of the loan. Best of all, StudentFirst loans include a 12-month grace period after graduation*, and offer other borrower benefits such as interest rate reductions.

Student Loan Consolidation

Right now you can lower your monthly payments by as much as 50% and put that extra cash in your pocket with the Federal Student Loan Consolidation program.

• Lock in rates as low as 5.2%
• All federal loans bundled into one easy-to-manage loan
• No fees, charges or prepayment penalties
• Easy, online application with Electronic Signature

Do the math. Federal rates are low right now, but StudentFirst helps you save even more.

• Save 0.50% more when you consolidate right after graduation or during other eligible grace periods
• Simplify your life with one easy payment.
• Protect yourself by locking your rate so you never have to worry about the rate going up.

Private student loan programs

Sallie Mae private student loans first disbursed June 1, 2009 and later require monthly interest-only payments during the in-school and separation periods. Check the terms of your loan's Promissory Note and log in to Manage Your Loans to see if your loan status shows repayment. If so, and you are enrolled in school, then you are not eligible for other repayment options at this time.

Sallie Mae private student loans first disbursed before June 1, 2009 may be eligible for graduated repayment to lower the initial monthly loan payments.

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Combined billing is available for student loans that are serviced by Sallie Mae. Some restrictions may apply.

National Student Loan

The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. NSLDS Student Access provides a centralized, integrated view of Title IV loans and grants so that recipients of Title IV Aid can access and inquire about their Title IV loans and/or grant data.

Federal loan

Federal loan consolidation allows you to consolidate your outstanding federal education loans into a single new loan, even if your loans are currently held by more than one lender and are of different loan types. By consolidating your student loans, you can significantly lower your monthly payments by lengthening the term of your loans and locking in a low fixed interest rate. Most importantly, you can save thousands of dollars during the entire repayment term.


Additional Federal Loan Consolidation Benefits:

• Fixed rates as low as 6.75%
• Extended repayment term with lower monthly payments
• No fees
• No credit checks
• No prepayment penalties
• Seven flexible repayment plans
• Turn several monthly payments into one
• Deferment and forbearance available

Private loan

EdFed private loan consolidation means combining your outstanding private education loans into one loan, including private loans used to cover educational expenses such as tuition, housing and/or other educational expenses. This is in addition to already consolidated private educational loans. Consolidating your private educational loans with EdFed allows you to lower your monthly payment significantly by lengthening the term of your loans, while receiving a low variable interest rate. This is possible even if your private educational loans are held by more than one lender or are of different types.

Stafford loans

Stafford loans are one of the most commonly used student loans with low interest and are available for undergraduates, graduates and professional students. These loans are either subsidized or unsubsidized.

Benefits of a Stafford Loan with EdFed

• You'll get a low, 6.8-percent interest rate.
• Your repayment won't begin until 6 months after you leave school.
• You do not need to have your credit checked.
• Depending on what school you attend, you may not be charged an origination fee.

Graduate Stafford Student Loans

The average cost of graduate school has increased nearly 35% in the last 10 years. As a result, graduate financial aid has become increasingly important and the Graduate Stafford loan is the best loan option available. There are two types:

• Subsidized Graduate Stafford Loans are awarded based on financial need. You will not be charged interest before you begin repayment or during periods of deferment. The federal government "subsidizes" the interest during these periods of times.
• Unsubsidized Graduate Stafford Loans are not awarded based on financial need. Any eligible student can take out unsubsidized stafford loans. You will be charged interest from the time the loan is disbursed, to the time the loan is repaid in full.

Medical Residency Student Loans

The Graduate Leverage Medical Residency/Relocation Loan is available to those pursuing a career as a health professional in an allopathic or osteopathic residency program. Medical students and new residents often face costs not traditionally covered by financial aid award packages. The Residency/Relocation loan will cover expenses related to medical board exam preparation, participating in residency interviews, relocating for residency or other related expenses (e.g. transportation, housing, groceries).

Business School Graduate Loan Program

The GradLoans Business School Loan will help you bridge the gap between federal financial aid and the true cost of a graduate education. Created especially for business school students like you with unmet financial need, our business school Loan program will help you achieve your professional and educational goals.

You can use a graduate business school loan to cover any education related expenses, including, student computers, books, room and board, travel and more. Additional Benefits include:

Applying to College

While applying to college isn't that hard, getting in can be, especially if you are trying to get into a competitive school. The first thing we want to mention here is that you should pick a range of colleges that are likely to admit you and with which you'd be comfortable attending. This means being honest with yourself and doing your homework when conducting your search. This will help you avoid lots of stress.

A Harvard education is a fine education but in the end your character, work ethic and desire to achieve is going to be far more important. If you're ready to explore how to apply to college, we'll cover the items you need to know and provide some insightful tips and resources to help. Let's get started.

Dental School Loans

Your financial aid award package will tell you which federal loan programs you are eligible for. If you have remaining unmet need, you may need a private student loan to cover your remaining expenses. When scholarships and Federal loans such as the Stafford Loan are not enough, the GradLoans Private Student Loan for Dental School students can bridge the gap of the cost of your education.

Student Loan Network Resources

Welcome to the Student Loan Network, one of the nation's fastest growing providers of student loans and financial aid resources and information. Since 1998, we have connected over 25 million students and parents with more than $1 billion in Stafford loans, private student loans, college scholarships, and student loan consolidation.

In addition to loan products, we are proud to offer a full range of helpful, free resources to help make the financial aid process easier for students and their families. You are welcome to add links to any of the financial aid resources listed below from your organization's website.

Federal Student Loans

Federal student loans supply financial help for students enrolled at schools that participate in federal aid programs. These loans are offered by private organizations under accordance from the U.S. Department of Education through the Federal Family Education Loan Program (FFELP) and the Federal Direct Student Loan Program (FDLP).

Federal student loans generally cover school expenses, including tuition and fees, room and board, books and school supplies, as well as any transportation. Loans can also help pay for technology needs (i.e., a computer) and for necessary dependent care.

How To Consolidate Your Student Loans

Once you have graduated from college you may be eligible to consolidate your student loans. It is important to carefully consider this option, since it is only available to you to do once. It is not a good idea to consolidate your student loans with your spouse student loans. If you pass away, your estate is not responsible for the student loans, but if they are consolidated with your spouse, he will still need to pay them back. This benefit is only for federal student loans.

College Student Loans

Student Loan Network helps students and parents find the best federal student loans, alternative student loans and loan consolidation. Our goal is to provide you with the necessary knowledge, products and information to finance your education.